Whether its planning for your children's future or whether its planning for your requirement, or for covering your risks, or for a tax friendly investment option, we at SPS have lined up an array of options for you. Life Insurance plans are classified into children's plans, pension plans, unit linked insurance plans (ULIP), term plans, endowment plans, whole-life plans and money-back plans. The best plan for you depends on the benefit you are seeking. Few are truly aware of the many benefits of insurance as a tax planning tool. Think long term and you will see how insurance lets you plan and prepare for future needs like education, marriage, retirement etc. by starting early, investing regularly and systematically, and accumulating wealth. See how and why insurance emerges as the ideal tax saving option that gives you the best of both the worlds, namely short term benefits and long term gains. Goal-oriented plans to prepare for future certainties and eventualities Flexibility in choice of premium, investment options and amount of life cover Asset allocation as per your risk appetite with a range of fund options Clubbing of life and health insurance to increase exemption limits Complete tax exemption of investment on maturity